Want to build something new?
Ground Up funding to purchase land and build residential or commercial
We offer ground up financing for your construction projects. Receive funding for up to 50% of land acquisition cost and up to 100% of the construction budget to build.
Property Types
Some eligible property type examples are Singe Family Homes, 1-4 Unit Multifamily, Apartment Complexes, Mixed-Use, Retail Storefronts, Office Building, Light Industrial, Warehouse, Self-Storage, Restaurant/Bar, and Daycare Centers. Share your new construction scenario request with us, today, to get a soft quote.
New Construction Mortgages
Ground Up Programs
Business entity or individual eligibility with multiple ways to qualify and structure terms.
Residential Ground Up
- $100k up to $4,000,000
- Up to 85% LTC and 70% ARV
- SFR’s, Duplex and Multifamily
- 6-24 month terms
- 3-6 month extension options
- No Ground Up Experience is OK
- Required 2+ Experience “renovating”
- No prepayment penalties
Commercial Ground Up
- $1MM up to $20MM
- Purchase rates are Prime+
- Purchase terms 12-36 months
- Up to 50% for land acquisition
- 85% LTC and up to 100% build cost
- Need budget, plans and permits
- Credit score is flexible yet a personal financial statement is required
- Build anything you want and get a combined loan to ‘after completed’ value up to 70%.
Frequently Asked Questions
New Construction Loans Q&A
Below are the most common questions about financing Ground Up construction projects.
Do you need a business entity for a commerical property loan?
No. You can be an individual purchasing, refinancing or building a commercial property and still qualify for a commercial loan. However, most applicants do own a company, corporation or limited partnership.
Do you need to be a U.S. Citizen?
Borrower eligibility is for U.S. Citizens or Permanent Resident Aliens.