Commercial Property Loans
Nationwide Commercial Real Estate Loans from $100K to $30MM
We provide commercial mortgage solutions for business owners and real estate investors to purchase, refinance or build commercial properties all over the United States. Because of the variety of commercial uses, it’s important to tell us what type of property you would like finance.
Property Types
Some eligible property type examples are Multifamily, Mixed-Use, Retail, Office, Light Industrial, Automotive, Mobile Home Park, Warehouse, Self-Storage, Restaurant/Bar, and Daycare Centers. Share your scenario and commercial property type with us to get a soft quote.
Commercial Mortgage Solutions
Competitive Programs
Business entity or individual eligibility with multiple ways to qualify and structure terms.
Small Balance Commercial
- $100k up to $3,000,000
- If a portfolio, then up to $6,250,000
- Rates from 6.5%-11%*
- Purchase, Cash-Out or R/T Refinance
- 30-year fixed or 5-year ARM
- 80% LTV for purchases
- 75% LTV for refinancing
- Qualify with Full Doc, Lite Doc, No Doc or Bank Statements
Higher Balance Commercial
- $250k up to $20,000,000
- Purchase rates 6.50-7.50%*
- Purchase terms 5 or 25 years
- LTV Conventional 75%
- LTV Owner-User up to 90%
- LTV DSCR 80%
- LTV 12-month bridge 65%
- Bridge rates 9.5-11%
- New Construction Loans for commercial property from $1MM-$20MM, 12-36 month terms with rate set at Prime+
Frequently Asked Questions
Commercial Property Loan Q&A
Below are the most common questions about financing commercial real estate.
Do you need a business entity for a commerical property loan?
No. You can be an individual purchasing, refinancing or building a commercial property and still qualify for a commercial loan. However, most applicants do own a company, corporation or limited partnership.
Do you need to be a U.S. Citizen?
Borrower eligibility is for U.S. Citizens or Permanent Resident Aliens.