INVEST / PLAN YOUR NEXT RENTAL

A rental property.
A clearer picture.

See how the rent compares with the mortgage payment. Explore your scenario, then talk through the financing with Luke.

Sample numbers are loaded. Replace them with your assumptions. Results describe a scenario, not an offer of financing.

1Your rental scenario
2Review & contact

Start with the property.

What are you planning to finance?

Financing goal

PurchaseRefinanceCash-out refinance

Target purchase price ($)Requested total loan ($)Requested loan-to-value (%)Monthly rent ($)

Enter a loan amount or percentage; the other updates automatically. Changing the property value preserves the amount or percentage you edited last.

Shape the payment.

Separate the loan payment from taxes and insurance.

Annual interest rate (%)Amortization term (years)Annual property taxes ($)Annual property insurance ($)Monthly HOA dues ($)Estimated credit score700 is the sample score. Use your estimate; this does not pull credit.

This models a fully amortizing loan. The interest rate is an assumption, not an APR including fees. Input ranges are calculator limits, not available loan terms.

Add a little context.

Optional details make the next conversation more useful.

Property state (optional)Property address (optional)

Your scenario carries into the review form. No documents needed.

PUT THE NUMBERS IN CONTEXT

A starting point for review.

Compare financing based on your rent, payment, credit estimate and property value. Luke will review actual program availability and terms.

Rent at DSCR 1.0$2,358.00

Monthly rent to cover the modeled payment, rounded up to the next dollar.

Loan comparison at DSCR 1.0$257,431.00

Comparison LTV limit: 80%. This is not an approved or guaranteed maximum loan.

Want to discuss another documentation path?

Bank statements, a P&L or assets may be worth discussing for your investment scenario. Availability needs a separate review.

Prepare an investor income scenario →

KMN / NODSENSE

Give your rental plans a home.

Create your Investor Suite when you’re ready to start a business-purpose application.

Create my Investor Suite ↗This calculator does not transfer scenarios into NodSense.

What the ratio tells you.

DSCR here is monthly rent divided by monthly principal, interest, taxes, insurance and association dues (PITIA). A ratio of 1.0 means rent equals those costs. Above 1.0 leaves a surplus before other operating expenses; below 1.0 leaves a shortfall. Lenders may evaluate rents and expenses differently.

This is not a loan approval or commitment to lend. Estimates only. Verify actual rent, costs, value and financing terms for the property.

KMN LLC · Luke Roasst · Equal Housing Lender